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Homeowner Resources

Clear next steps after fire or water damage.

Start with independent Washington and national guidance, then use the restoration-stage guide to understand what may happen next.

Planning documents, drawings and a tablet arranged on a desk
Understand the process · Plan your next step
Start here

Trusted homeowner resources

These links go directly to government and nonprofit sources. They are listed before PNWR material so you can check independent guidance first.

Community support

Support beyond the property.

Support 7 is a nonprofit that supports people and families affected by crisis in South Snohomish County. Their team works alongside first responders to help the community through difficult moments.

Explore Support 7 resources
PNWR community group beside a Support 7 first-responder support vehicle
A moment with Support 7 and our community.

Support when you need the next step

In the wake of a disaster like fire damage or water damage, time is of the essence. At Pacific Northwest Restoration LLC, we understand the critical need for urgent response services. Our team is available 24/7 to assist you in emergencies, providing swift and efficient support to minimize further damage and start the restoration process as soon as possible.

Common questions

Fire and water restoration FAQs

What should I do after fire or water damage?

Keep people away from unsafe areas and follow emergency authorities' directions. When it is safe, document the damage, contact your insurer, and call PNWR to discuss the restoration response. Do not enter a hazardous area to take photographs or gather belongings.

How long does restoration take?

Timing depends on the damage, drying and specialty work, the approved repair scope, permits, inspections, material availability, and access. The project team can discuss an estimated sequence after the assessment and update it as conditions change.

Who determines what insurance will pay?

Your insurance carrier determines coverage and payment under your policy. PNWR documents the damage and restoration scope and can coordinate with the assigned adjuster. Ask the carrier about coverage, deductibles, temporary living expenses, and any disputed items.

What happens during water mitigation?

The team assesses the affected areas, removes water where appropriate, plans drying and dehumidification, monitors moisture, and documents materials that may need further work. Those findings inform contents care and the repair scope.

What happens during fire restoration?

The scope can include stabilization, smoke and soot cleaning, contents handling, material removal, and reconstruction. Testing or specialty work may affect the sequence. The plan is based on the conditions found at the property.

What if mold is found?

Tell the project team where you have noticed growth, odors, or recurring moisture. The assessment considers the affected materials and moisture source before the remediation scope is planned. Do not disturb suspected contamination to investigate it yourself.

What happens to my belongings?

Contents may be inventoried, packed, cleaned, stored, returned, or documented for another disposition. Identify important documents, medicines, work items, and other priorities, and review inventory and disposition decisions with the team.

Can I discuss upgrades during the rebuild?

Yes. Review upgrade ideas during planning, before materials are ordered or work is authorized. Coverage is determined by the insurer, and optional changes may include an owner-paid difference.

For more detail, use the official Washington and disaster-recovery resources above, or contact the PNWR team.

Already working with PNWR?

The right people, at every step.

You can always reach Client Success with a question. We’ll help with the next step and bring in the right team when you need them.

Email Client Success

Include your name and project address or job number so we can find your project quickly.

Client Success

Updates, documents & portal access

Questions about your next step, paperwork, plans, permits, or accessing project records? Client Success will help you get an answer.

Your assigned Project Manager

Construction & changes to your project

Discuss the rebuild schedule, site access, construction questions, walkthroughs, and changes to the approved scope with your Project Manager.

Showroom & Design

Materials, finishes & design

Work with our designer on colors, flooring, cabinets, tile, and finish selections. Coordinate layout or budget changes with your Project Manager.

Your Contents or Mitigation team

Belongings, drying & restoration work

Use your assigned team's contact for inventories, stored belongings, cleaning, equipment, and work in progress. Client Success can connect you.

For estimate, insurance-documentation, or invoice questions, Client Success can connect you with Estimating or Accounts Receivable.

Your Restoration Journey

Seven stages, with useful actions at every step.

Open any stage to see what PNWR may be doing, what you can do, what can delay progress, and who should have the latest answer. The exact path varies by property, safety conditions, permits, and insurance decisions.

01Immediate Safety and HelpPNWR Emergency Response Team

What is happening

Safety comes first. Emergency authorities and utilities may need to address fire, electrical, structural, gas, or water hazards before restoration work can begin.

What you can do

  • Stay out until the appropriate authority says entry is safe.
  • Contact your insurance carrier when practical and record the claim number.
  • Save receipts for emergency lodging, food, clothing, and other loss-related expenses.

Before moving on

The property is safe to approach, emergency contacts are documented, and stabilization can be authorized.

Best contact

PNWR Emergency Response Team

02Claim and Damage DocumentationClient Success or Estimating

What is happening

The loss is photographed, measured, and documented. Your insurer may assign an adjuster, and PNWR can organize site information for the restoration scope.

What you can do

  • Keep the claim number, adjuster details, and policy documents in one place.
  • Photograph conditions before disposing of items, but only when it is safe.
  • Maintain a call log and confirm important decisions in writing.

Before moving on

Initial conditions, affected areas, contacts, and urgent scope are documented.

Best contact

Client Success or Estimating

03Emergency MitigationMitigation Team

What is happening

PNWR works to stabilize the property and reduce additional damage. Work may include extraction, drying, board-up, temporary protection, smoke cleanup, testing, or selective removal.

What you can do

  • Provide safe access and identify known hazards or shutoffs.
  • Do not turn off or move drying equipment without speaking with the project team.
  • Report new leaks, odors, staining, or unsafe conditions promptly.

Before moving on

The source is controlled, affected areas are stabilized, and required drying or environmental checks are documented.

Best contact

Mitigation Team

04Contents and Controlled DemolitionContents Team or Mitigation Project Manager

What is happening

Belongings may be inventoried, packed, cleaned, stored, or documented. Materials that cannot remain may be removed with the repair scope in mind.

What you can do

  • Identify medicines, documents, heirlooms, work items, and other urgent priorities.
  • Review inventory and proposed disposition decisions carefully.
  • Confirm storage contacts and keep access information current.

Before moving on

Salvage decisions are recorded, contents are secured, and damaged materials are removed as needed.

Best contact

Contents Team or Mitigation Project Manager

05Estimate and Insurance ReviewEstimating or Client Success

What is happening

The restoration scope and estimate are prepared and reviewed. Additional documentation or supplements may be needed when concealed conditions or scope differences are found.

What you can do

  • Compare contractor and carrier scopes line by line instead of comparing only totals.
  • Ask the carrier about deductibles, limits, additional living expenses, and required approvals.
  • Keep written records of scope, pricing, and coverage decisions.

Before moving on

The repair scope is sufficiently defined and authorized to support scheduling and purchasing.

Best contact

Estimating or Client Success

06Plans, Permits, and SelectionsProject Manager, Client Success & Design

What is happening

Larger projects may require drawings, engineering, permits, material selections, and preconstruction planning. City review and long-lead materials can affect timing.

What you can do

  • Make finish selections by the agreed deadlines.
  • Review drawings, allowances, and change requests before approval.
  • Separate insurance-covered work from optional owner upgrades.

Before moving on

Required permits are issued, key selections are approved, and the construction schedule is ready.

Best contact

Project Manager, Client Success & Design

07Reconstruction and CloseoutConstruction Project Manager

What is happening

The Project Manager coordinates construction, inspections, updates, the final walkthrough, punch-list work, contents return, and applicable closeout documents.

What you can do

  • Review progress updates and attend key walkthroughs when requested.
  • Record punch-list items clearly and in writing.
  • Retain final approvals, warranties, invoices, and project records.

Before moving on

Final inspections and walkthroughs are complete, agreed punch items are addressed, and closeout information is delivered.

Best contact

Construction Project Manager

We're Here to Help

You don't have to figure this out alone.

Tell us what happened and where you are in the process. We'll connect you with the appropriate PNWR team and help you understand the next step.

This information is for general education. Every property, policy, and claim is different. Insurance coverage and payment decisions are made by the applicable insurer. Project services, stages, and timelines may vary.